Terms & Conditions


Agreement between the User and Deb Younkin Financial

Welcome to Deb Younkin Financial. Deb Younkin Financial website (the “Site”) is operated by Deb Younkin Financial (“Deb Younkin Financial”). Your access to and use of Deb Younkin Financial is subject to your acceptance of these terms and conditions (“Terms”) and our Privacy Policy. By using Deb Younkin Financial, you agree to these Terms.

1. Description of Services

Deb Younkin Financial, provided by Deb Younkin Financial, offers a detailed description of services and products offered in the pool contracting and construction industry. These services are subject to the Terms and may be updated or modified occasionally.

2. Privacy and Data Use

Your privacy is of utmost importance. Our Privacy Policy, a part of these Terms, outlines our data collection, usage, and protection practices. Please review it to understand our data handling policies.

3. Electronic Communications

By using Deb Younkin Financial or sending emails to Deb Younkin Financial, you engage in electronic communications. You consent to receive communications from us electronically and agree that all agreements, notices, disclosures, and other communications that we provide electronically satisfy any legal requirement that such communications be in writing.

4. User Account Responsibility

If you create an account on Deb Younkin Financial, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your devices. You agree to accept responsibility for all activities that occur under your account or password. Deb Younkin Financial reserves the right to refuse service, terminate accounts, or remove or edit content at our discretion.

5. Use Restrictions

You may not use Deb Younkin Financial for any illegal or unauthorized purpose. You agree to comply with all laws, rules, and regulations applicable to your use of the Site. You may not use the site in a way that could damage, disable, overburden, or impair the Site or interfere with others’ use and enjoyment of the Site.

6. Intellectual Property Rights

All content on Deb Younkin Financial, including text, graphics, logos, images, and software, is the property of Deb Younkin Financial or its licensors and is protected by copyright and other intellectual property laws. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any Site portion without express written permission from Deb Younkin Financial.

7. Third-Party Links and Services

Deb Younkin Financial may include links to third-party websites or services that are not owned or controlled by Deb Younkin Financial. We are not responsible for the content, privacy policies, or practices of any third-party sites.

8. Disclaimer of Warranties; Limitation of Liability


Deb Younkin Financial provides the Site on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, as to the operation of the Site or the information, content, materials, or products included.